OneID: State of the Nation – Digital ID and Age Assurance UK
The report emphasizes the transformative potential of digital identity as a cornerstone for secure and efficient online interactions.
The OneID State of the Nation: Digital ID and Age Assurance UK (June 2025) report by OneID (12 page PDF) examines the current landscape, challenges, and opportunities for digital identity and age assurance in the UK.
The report emphasizes the transformative potential of digital identity as a cornerstone for secure and efficient online interactions, and it’s role in enhancing online safety, reducing fraud, and improving user experiences.
With over 50 million adults in the UK now able to use bank-verified digital ID services like OneID, the ecosystem is rapidly advancing, enabling seamless identity and age verification while addressing pressing challenges like fraud, which accounts for nearly 50% of bank-reported incidents.
By leveraging Open Banking technology, OneID offers a privacy-preserving, real-time verification solution that moves away from traditional, document-based methods, significantly reducing fraud risks.
A key focus of the report is the UK’s Online Safety Act (OSA) 2023, which mandates robust age assurance measures to protect children from harmful online content, with a compliance deadline of July 25, 2025. Platforms such as dating, gaming, and social media must implement highly effective age assurance (HEAA) solutions to meet these requirements.
Bank Verified Digital ID
OneID’s bank-verified digital ID is presented as an ideal solution, offering a frictionless user experience that minimizes drop-off rates while ensuring regulatory compliance.
Beyond safety, the report highlights the broader economic and social benefits of digital identity, including a potential 3% GDP uplift—equivalent to £61 billion annually—through streamlined processes and enhanced financial inclusion. This is particularly significant for the “ID poor,” as bank-verified solutions help eliminate exclusionary barriers, fostering greater access to digital services.
The report also addresses the technological and regulatory advancements shaping the digital identity landscape. OneID, certified under the UK’s Digital Identity and Attributes Trust Framework (DIATF), exemplifies high standards of trust and security.
Identity Ecosystem
Its partnerships with major organizations like NatWest, Equifax, and Adobe demonstrate its integration into critical sectors, improving onboarding processes and reducing application abandonment. However, challenges remain, including rising compliance costs, which have increased by 19% over two years, and operational complexities for KYC providers.
To overcome these, the report advocates for the adoption of bank-verified digital ID solutions and the development of a national digital ID strategy, drawing inspiration from global leaders like Estonia and India. Ultimately, the report positions digital identity and age assurance as vital components of a secure, inclusive, and economically vibrant digital future for the UK.
